Stonebraker McQuary Insurance
Contact an Agent
Contact an Agent
Trusted Choice Pledge
Trusted Choice Pledge
Instant Insurance Quote
Stonebraker McQuary Insurance Newsletters
Testimonials
Mission Dossier
Home

Is You Home Covered for a Flood?

According to a National Association of Insurance Commissioners (NAIC) survey,

  • 33% of U.S. heads of household incorrectly believe flood damages would be covered by a standard homeowners policy, despite extensive media coverage on Hurricane Katrina.

  • 68% think vehicles stolen from or damaged on their property are covered.

  • 51% think damages from a break in the water line on their property are covered.

  • 37% think damages due to a break in the sewer line on their property are covered.

  • 35% think damages from earthquakes are covered.

  • 34% think damages from mold are covered.

  •   

NAIC provides extensive information, tips and considerations regarding homeowners insurance on its consumer education Web site, Insure U (www.InsureUonline.org). To make sure you have the coverage you need, contact your helpful Stonebraker McQuary Insurance agent.


Take Action to Lower Your Insurance Costs
The amount you pay for your homeowners’ insurance depends on many factors. Following the suggestions listed below may help you lower your costs.

  • Insure multiple policies with Stonebraker McQuary Insurance. Insuring both your auto and home with us may qualify you for a discount on BOTH policies.

  • Increase your deductible. Deductibles range from $500 to $7,500. By raising the amount you pay out-of-pocket for losses, you can save more on your homeowners’ policy.

  • Improve your home security and you may be able to get discounts. Installing smoke detectors, burglar alarms or dead-bolt locks can save you money.

  • Home | Get a Quote | Newsletter | Testimonials | News | Trusted Choice Pledge | Refer Us | Contact Us