Health Care Costs Killing You?
The rising cost of medical care and the resulting pressure on health insurance premiums makes health insurance a top priority if you want to have your health expenses covered at a reasonable cost. The current health insurance system is quite complex and constantly changing. Your Stonebraker McQuary agent can help you navigate the system and provide competitive choices for you.
News Articles
- Business Interruption Insurance
- Construction Costs Have Gone Up
- Crop Insurance
- Don’t get Caught in the Sand Trap
- Enjoy Outdoor Grilling, and Stay Safe
- Group Health Plans
- Health Care Costs Killing You?
- Health Savings Accounts
- If You Rent, Do You Need Insurance?
- Is That Detached Structure Really Insured?
- Is You Home Covered for a Flood?
- Life Changes...So Should Your Policy
- Lookout for Aggressive Drivers
- Preparing Your Teenager for Driving
- Protect your Livestock & Equine Investments
- Smoke alarms
- Take Action to Lower Your Insurance Costs
- Teenagers & Summer Driving
- Teens are the Latest Victims of Identity Theft!
- Teensurance
- Tips for Cycling Safety
- Understanding Identity Theft
- Using Propane at camp is nice, just be safe!
- Wedding Insurance 101, what does it cost?
- When You Want to Stay in Hot Water, here’s how:
- Workers’ Compensation
Crop Insurance
Crop Insurance is the largest single source of financial protection to farmers
There are two kinds of crop insurance: crop-hail, which is provided by the private sector, and Multi Peril, an all-risk coverage underwritten by the private sector and the federal government and serviced mostly by the private sector. Crop-hail insures against loss of the value of a crop as a result of damage by hail. Multi Peril insurance covers loss of crop value as a result of all types of natural disasters, including drought, excessive moisture and unusually hot weather.
There have been sweeping changes in the federal Multi Peril crop insurance program in recent years. Up to 1995, only about one third of farmers bought federal Multi Peril crop insurance because, in the event of a disaster, they could generally rely on Congress to bail them out with disaster assistance and emergency loans. With the passage of reforms in 1995, Congress made it harder to justify legislation granting disaster. It also took other steps to encourage farmers to buy insurance against loss of income due to natural disasters, requiring new types of products, such as revenue protection, to make crop insurance more attractive and subsidizing a portion of the basic traditional coverage that protects against loss of yield.
Call or visit a friendly Stonebraker McQuary agent to find out more or get a quote.
Crop Insurance is the largest single source of financial protection to farmers
There are two kinds of crop insurance: crop-hail, which is provided by the private sector, and Multi Peril, an all-risk coverage underwritten by the private sector and the federal government and serviced mostly by the private sector. Crop-hail insures against loss of the value of a crop as a result of damage by hail. Multi Peril insurance covers loss of crop value as a result of all types of natural disasters, including drought, excessive moisture and unusually hot weather.
There have been sweeping changes in the federal Multi Peril crop insurance program in recent years. Up to 1995, only about one third of farmers bought federal Multi Peril crop insurance because, in the event of a disaster, they could generally rely on Congress to bail them out with disaster assistance and emergency loans. With the passage of reforms in 1995, Congress made it harder to justify legislation granting disaster. It also took other steps to encourage farmers to buy insurance against loss of income due to natural disasters, requiring new types of products, such as revenue protection, to make crop insurance more attractive and subsidizing a portion of the basic traditional coverage that protects against loss of yield.
Call or visit a friendly Stonebraker McQuary agent to find out more or get a quote.
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